Visiting developing countries is fun and interesting because
you know when the visit is over you're returning to something much better. As
for my notion of making one my future home, the reality was rather
disenchanting. However, now that we've elected a man so vile, dangerous, and
worthy of contempt as our president, I'm wondering if I made a big mistake!
Whether expatriating or remaining; there is one thing I must do first and that is
fix up my house. It needs many repairs and less than half are now completed.
But I must wait, because I'm hemorrhaging
money!
Plus I'm trying to save enough for another exploratory trip.
I still might expatriate! Thanks to the dreadful outcome of the election, it's
back on the table.
I'd like to find a job that I could do at home, one that
would at least pay for my groceries. My Spam file is constantly full of those,
but all are scams! I found a few that weren't, but the pay is paltry and
sporadic.
After returning from Thailand, I asked my financial advisor
about a reverse mortgage. Looking into it, he said it would be perfect for me
because I have no one with whom to leave anything. (High five! I did something
right, AGAIN!) However he wants me to put it off as long as possible, which I
intend to do.
I've heard plenty of horror stories concerning those. One
person told me he'd burn his house down for the insurance before he'd ever get
one! Plus I have an elderly friend who signed on for one and they pulled all
manner of shady numbers on her. She fell for their TV commercial. It was the
one featuring the washed-up actor everyone thought was dead. And he may as well
be if he'd shill for a crooked company like that! She ended up suing them. She
won, but they put her thru hellfire!
Also she received help from the Consumer Financial
Protection Bureau which has cracked down and ended numerous predatory practices
against consumers.This falls under the Dodd-Frank Act which Trump now seeks to
eliminate!!! --Thank you, all of you SUCKERS who voted for this man!!!
If the Dodd-Frank Act is eliminated, I will be leery about a
reverse mortgage. As it stands now there are things already that make me
nervous. I've heard they can't take your house away. --- Oh yes they can!!!
If you ever become so poor as unable to pay your taxes and
insurance, you'll be out on the street! Ditto if you are unable to maintain your
home. As to maintenance, their standards may be different from mine. I let
repairs slide to afford my 2 exploratory trips.
Plus I’d like to take another big, exotic trip, or two, or
three before I taste the cosmic dust. I'd hate to return from vacation only to
discover I no longer owned my home. Anyway, a reverse mortgage is on hold.
Last January, after
returning from Asia I was in terrible shape. It was a major health scare &
a wake-up call! As much as I hate it, nearly everything I eat now is salad
based. I'm incorporating as many colorful vegetables & fruits into my diet
as possible.
I am not expecting to live forever. My goal is to
avoid hospitals or a nursing home. Of course I can’t control everything! Just
standing at my mailbox I could be hit by a car/stray bullet/comet/ lightning,
etc. But what I can control I have an obligation to, out of respect for myself
and my body. Plus there are benefits, I can fit into all my smaller size
clothes, again!
The holidays are nearly upon us, but sadly, because of the
election, I am in no frame of mind to celebrate.
Next January a sleazy con man takes office as our Commander in Chief!
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